Buy land and build a single storey house — South Australia
From choosing a lot to occupying the finished house: purchase, settlement, title, design, planning consent, building consent and certificate of occupancy.
longest dependent chain
across 3 bodies
scheduling or queue, not assessment
vs. 314 if run end-to-end
Where the time goes
Critical-path days only. Steps that run alongside others are real work but do not lengthen the process, so counting them here would overstate the prize.
| applicant | 131d | Waiting on the applicant to supply or fix something. | |
|---|---|---|---|
| assessment | 80d | Someone is genuinely evaluating the merits. | |
| third party | 65d | Waiting on an external body outside the regulator's control. | |
| queue | 7d | Waiting behind unrelated work in a backlog. | |
| scheduling | 5d | Waiting for a person or committee to become available. |
12 of 288 elapsed days are spent waiting for a person or a meeting rather than for a judgement to be formed. Removing that time changes no assessment standard and lowers no bar -- it is the cost of scheduling alone.
The process, step by step
Applies when: Buyer is purchasing a vacant residential lot and building one detached dwelling on it.
| # | Step | Who | Why it waits | Clock | Typical | Basis |
|---|---|---|---|---|---|---|
| 1 |
Find and select a lot
application
Search, inspect and choose a site. Entirely the buyer's own time. |
— | applicant | — | 60 estimate | — |
| 2 |
Sign the contract of sale
application
Contracts are exchanged or signed and the deposit is paid. after
Find and select a lot 221d slack
|
— | applicant | — | 7 estimate | — |
| 3 |
Statutory cooling-off period
decision
4 calendar days (approx) in which the buyer may rescind. after
Sign the contract of sale 217d slack
|
— | statutory | 4 | 4 reported | Planning, Development and Infrastructure Act 2016 (SA) |
| 4 |
Unconditional finance approval
referral
The lender values the property and confirms the loan. after
Sign the contract of sale 200d slack
|
— | third party | — | 21 estimate | — |
| 5 |
Title, planning and site searches
assessment
Title search, planning certificate, contour and soil classification survey. after
Sign the contract of sale 200d slack
|
— | applicant | — | 21 estimate | — |
| 6 |
Pay transfer duty
fee
Stamp duty on the transfer, payable to the state revenue office. after
Sign the contract of sale 220d slack
|
— | applicant | — | 1 estimate | — |
| 7 |
Settlement period
registration
Customarily 30 days from contract to settlement in this jurisdiction.
|
Land Services SA | third party | — | 30 reported | — |
| 8 |
Transfer of title registered
registration
after
Settlement period 156d slack
|
Land Services SA | third party | — | 14 estimate | — |
| 9 |
Prepare design and consultant documentation
application
Architectural plans, siting, and a thermal performance assessment. after
Transfer of title registered 96d slack
|
— | applicant | — | 60 estimate | — |
| 10 |
Lodge the development application
application
after
Prepare design and consultant documentation 93d slack
|
Relevant authority (South Australia) | applicant | — | 3 published | Planning, Development and Infrastructure Act 2016 (SA) |
| 11 |
Pay the assessment fee
fee
after
Lodge the development application 92d slack
|
Relevant authority (South Australia) | applicant | — | 1 estimate | — |
| 12 |
Lodgement and properly-made check
assessment
The authority checks the application is complete before assessment begins. after
Pay the assessment fee 85d slack
|
Relevant authority (South Australia) | queue | — | 7 published | — |
| 13 |
Neighbour notification
notification
only if triggered Not generally required for a compliant single dwelling; triggered by variations to siting or height standards. Triggered when: The design departs from the acceptable siting, height or setback standards. after
Lodgement and properly-made check 71d slack
|
Relevant authority (South Australia) | statutory | — | 14 estimate | — |
| 14 |
Internal and external referrals
referral
only if triggered Triggered by site-specific matters such as heritage, bushfire, flooding or a classified road frontage. Triggered when: The site attracts a referral trigger. after
Lodgement and properly-made check 57d slack
|
Relevant authority (South Australia) | third party | — | 28 estimate | — |
| 15 |
Assessment against the planning rules
assessment
after
Lodgement and properly-made check 50d slack
|
Relevant authority (South Australia) | assessment | 35 | 35 published | Planning, Development and Infrastructure Act 2016 (SA) |
| 16 |
Information request and amended plans
assessment
only if triggered The clock commonly stops while the applicant answers questions. Triggered when: The authority requests further information. after
Assessment against the planning rules 5d slack
|
Relevant authority (South Australia) | applicant | — | 45 estimate | — |
| 17 |
Determination and issue of planning consent
decision
after
Assessment against the planning rules 40d slack
|
Relevant authority (South Australia) | assessment | — | 10 estimate | Planning, Development and Infrastructure Act 2016 (SA) |
| 18 |
Obtain the building consent
certification
Certifies that construction documentation complies with the National Construction Code and the planning approval. after
Determination and issue of planning consent 19d slack
|
Building certifier or accredited professional (SA) | assessment | — | 21 estimate | Planning, Development and Infrastructure Act 2016 (SA) |
| 19 |
Mandatory inspections during construction
inspection
Inspections at prescribed stages. Counted as booking delay only, not as construction time. after
Obtain the building consent 14d slack
|
Building certifier or accredited professional (SA) | scheduling | — | 5 estimate | — |
| 20 |
Obtain the certificate of occupancy
certification
Authorises the building to be occupied.
|
Building certifier or accredited professional (SA) | assessment | — | 14 estimate | — |
| 21 |
Utility connections
referral
only if triggered Water, sewer, power and telecommunications connections. Triggered when: The lot is not already serviced.
|
— | third party | — | 30 estimate | — |
on the critical path scheduling/queue = delay not caused by the assessment itself
Machine-flagged questions
These are produced automatically from the dependency graph. They are questions for a practitioner, not findings. Each one needs a person who has run this process to say whether the constraint is real.
The same body asked more than once
- sa-building (certification) appears at Obtain the building consent, Obtain the certificate of occupancy. Could these be a single sign-off?
- sa-planning (assessment) appears at Lodgement and properly-made check, Assessment against the planning rules, Information request and amended plans. Could these be a single sign-off?
Sources
- South Australia published development assessment and building approval guidance, accessed 2026-08-30
- Comparative state-by-state guides to contract cooling-off periods, accessed 2026-08-30
- Comparative state-by-state conveyancing settlement guides, accessed 2026-08-30
Something wrong here?
This page is wrong in some way -- every page like it is. If you have run
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data/processes/sa-buy-land-build-house.toml and open a pull request, or
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